Terms of Service 

TERMS OF USE

Please read the following terms of use relating to your use of this site, and all the sites listed below under our brand, carefully. By using these sites, you agree to these terms of use. We reserve the right to modify these terms at any time, so please check this page periodically for changes. By using these sites after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified about them. If at any time you choose not to accept these terms of use, please do not use this site or any of our sites.

Restrictions

The contents of our Sites are protected by copyright and trademark laws, and are the property of their owners. The brands of Gorman-Holmes International LLC such as “Yvette Gorman-Holmes”, “Grow Your Moxie Coaching”, “Greatness In Action Consulting & Creations” and all information on the Sites is copyrighted by Gorman-Holmes International LLC. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information, material, trademark, or copyright on the Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.

Links

These terms of use apply only to our Sites, and not to the Sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other site, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other site. Other Sites may link to our Sites by permission only. To seek our permission, you may contact us at the information above. We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Sites, and to require termination of any such link to any of the Sites, at our discretion at any time.

Events, Information, and Speaker Changes

The events, information, and speakers listed on our Sites are subject to change without notification.

Disclaimers

The information, services, products, claims, seminar topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites. Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant or guarantee any speakers, products or services offered on the Sites or those we link to. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services.

Limitation of Liability

Disclaimer of Warranties – Waiver and Release


The content on the website is provided “as is” and without warranty of any kind, expressed or implied. To the fullest extent permitted by applicable law, we disclaim any and all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the functions contained in any content (including, without limitation, user-generated content) will be uninterrupted or error-free, that defects will be corrected, or that the website or the servers that make such content available are free of viruses or other harmful components and you assume the entire cost of all necessary servicing, repair or correction of any of your equipment or software. We make no representations or warranties regarding use, or the results of use, of any content, product or service contained on or offered, made available through, or otherwise related in any way to the website including, without limitation, any third party site or service linked to from the website (and specifically no representation or warranty of correctness, accuracy, completeness, reliability or safety).

We explicitly disclaim any responsibility for the accuracy, completeness or availability of information, content and materials found on sites that link to or from the website. We cannot ensure that you will be satisfied with any product or service that you purchase from a third-party website that links to or from the website or third-party information, content or materials contained on our website. We do not endorse any of the merchandise, nor have we taken any steps to confirm the accuracy, completeness or reliability of, any of the information, content or materials contained on any third-party website. We do not make any representations or warranties as to the security of any information, content or materials (including, without limitation, credit card and other personal information) you might be requested to give to any third party. You hereby irrevocably and unconditionally waive any and all claims against us with respect to information, content and materials contained on the website (including, without limitation, user-generated content), on third party sites, and any information, content and materials you provide to or through any such third party sites (including, without limitation, credit card and other personal information). We strongly encourage you to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any third party.

The website and products/services contained thereon are not substitutes for the advice and treatment of a licensed professional. Not all products and services are suited for everyone. The creators of any products/services do not assume, and shall not have, any liability to users for injury or loss in connection therewith. We make no representations or warranties and expressly disclaim any and all liability concerning any treatment or any action following the information offered or provided within or through the website. 

If you have specific concerns or a situation in which you require professional or medical advice, you should consult with an appropriately trained and qualified specialist, such as a licensed psychologist, physician or other health professional. Never disregard the medical advice of a psychologist, physician or other health professional, or delay in seeking such advice, because of the information offered or provided within or through the website.

You acknowledge that you have carefully read this “waiver and release” and fully understand that it is a release of liability. You expressly agree to release and discharge all indemnified parties (as defined below) from any and all claims or causes of action and you agree to voluntarily give up and irrevocably waive and release any right that you may otherwise have to bring a legal action against any indemnified party for personal injury or property damage.
Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the foregoing disclaimers, exclusions or limitations may not apply to you, and you might have additional rights. 

 

Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.

We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.

No Professional Advice

The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, therapeutic, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention.  

We and our licensors and suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

SMS/Mobile Texting

When you become a customer through our sites, you provide your phone number to us and we may use your phone number to confirm orders, deliver promised ongoing training or communication, and to send text updates, promotions, videos, audios, or messages related to Yvette Gorman-Holmes or any of her brands or programs. You can opt-out of receiving any future text messages by simply replying to any of our text messages at any time with the word STOP. By signing up for our products or programs you hereby grant us permission to text you until you reply STOP. We do not ever sell or rent your phone number and we only communicate with you regarding relevant Yvette Gorman-Holmes programs.

Non-Academic Institutions

Please note our promotion company, Gorman-Holmes International, and Grow Your Moxie Coaching are not accredited academic institutions and do not issue diplomas or academic certifications or degrees. We do not accept student loans or provide student aid under any programs. We are a for-profit training center for personal and professional development.

Earnings Disclaimer

Our programs are intended to help you love yourself more and make a positive difference in the world as you grow your confidence, interests and happiness. Our programs require consistent work and discipline as with anything that’s important and worthwhile. Please do not enroll in our programs if you are looking for a quick fix. We want people who are committed to taking responsibility for their personal development. As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our techniques, tools, strategies and intellectual property. You are the author of life your story and all results are up to you. 

All products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Making decisions based on any information presented in our products, events, services, or web site, should be done only with the knowledge that you could experience risk or losses just like any business endeavor. Use caution and always consult your physician, accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

Protection of Reputation

In the event of a dispute between us, you agree to not engage in any conduct or communications, public or private, designed to disparage the course / program, Yvette Gorman-Holmes or any of the Program participants. Where required by law or arbitration, you are not prohibited from sharing your thoughts and opinions as a part of the legal process.

Billing Policies

Please familiarize yourself with the billing policies and procedures when buying courses, programs and services from any of the entities of Gorman-Holmes International LLC.

By purchasing products or services from Yvette Gorman-Holmes or Gorman-Holmes International LLC, you are accepting and agreeing to our billing policy which applies to all customers and clients.

Please direct any questions to: support@YvetteGormanHolmes.com

Payment Types

We accept payments via major credit cards, Stripe, Paypal and cash for in person events.

Customers are responsible for keeping all contact and payment information current. Please email support@YvetteGormanHolmes.com to inform us of any changes right away.

All contracted fees are automatically charged to the credit/debit card or payment source on file. If we have more than one credit/debit card on file, we will attempt to charge all cards on file. If you would like a card removed from your file, you need to contact us at support@YvetteGormanHolmes.com no more than 72 hours before your payment is due.

 

Late Payments/Defaults

if a payment plan is selected, Credit/Debit Card Billing: All credit/debit cards are automatically charged on the customer’s specific billing cycle date or every 30-days from the initial payment.

If the credit/debit card is declined, we will continue to attempt to charge the card on file every 2 days for 30 days (up to 15 times).

If your account becomes more than 7 days past due, you will lose access to any and all programs and services until your balance is paid in full.

Delinquent Accounts: If your account falls 45 days past due, with no communication or arrangements from you, your account will be sent to a third-party collections agency.

Fees

Returned Item Fee: There is a $65.00 insufficient funds fee for returned checks in addition to the amount still due.

Late Fee: Invoices which remain unpaid after 30-days may be assessed a late fee of $50.00 per month.

Chargebacks: If a customer initiates a chargeback, we will assess a $250.00 processing fee for each individual chargeback.

Collections Fee: In the event an account is submitted to a third-party collections agency, the client will be responsible for the full amount of the collections fees, in addition to any other fees previously assessed on the account, including the original balance, returned item fees and/or late fees.

Cancellations

Cancellation of your account does not dismiss outstanding invoices or any contracted commitments. At the time of cancellation, any outstanding balance must be settled. All cancelled accounts with an outstanding balance may be automatically turned over to a third-party collection service.

Billing Disputes

You agree to provide 30 days to attempt resolution of any billing dispute before disputing with any third-party credit/debit card company or bank. We must be the first option in billing disputes. Should Gorman-Holmes International LLC receive a chargeback from a third-party credit/debit card company or bank on the customer’s behalf before we have been given a chance to resolve the issue, we have the right to collect on the rendered services plus any fees associated with those disputes.

Regardless of the outcome of the chargeback, we retain the right to collect on any rendered services or fees that are due.  Gorman-Holmes International LLC will submit any disputed amounts to a collection agency if not resolved in-house. Once a chargeback is initiated, we will immediately suspend the account until the matter is resolved.

Refunds

All purchases are final. We do not offer refunds. If you are unsure about whether a program is right for you, please reach out to Yvette via email or messenger to answer any queries and help you decide.

We understand there are special circumstances that may prevent you from adhering to your original purchase agreement or payment plan. In that case, you must contact Yvette Gorman-Holmes in writing, where you may then be approved to reevaluate your payment plan. These requests must be made within 15 days of signing up.

By purchasing a product or service from us, you are indicating your agreement to these terms laid out in this billing policy.

Installment Payment Policy

We reserve the right to remove access to all groups, programs and materials should any automatic monthly payments decline.

Your Rights

As explained above, you have the right to opt-out of receiving marketing communications from us. In addition, to the extent permitted by the laws of your country, you may have the right to object to the processing of your personal data for direct marketing purposes. If your objection is not to direct marketing in general, but to direct marketing by a particular channel e.g. email or telephone, please specify the channel you are objecting to.

Further, to the extent permitted by the laws of your country, you may also have the right to access, correct, delete, restrict, be forgotten, or object to processing of, or request data portability of the personal data collected about you subject to some conditions and exceptions. You can find out more about these rights in the EU by reading the General Data Protection Regulation here: http://www.eugdpr.org/the-regulation.html. In the EU you also have the right to lodge a complaint with a data protection regulator there. If you wish to inquire about any of those rights or would like to submit a request then please send us your request by any of the following ways:

Contact Us

If you have any questions about this Policy, the practices of this Site, or your dealings with this Site, we encourage you to contact us using the following details:

Gorman-Holmes International

P.O. Box 1220

Baldwin, New York 11510

Email: support@yvettegormanholmes.com

We hope to resolve any concern brought to our attention, however if you feel that your concern has not been adequately resolved, you reserve the right to contact your local data protection supervisory authority.